What I do

Services

Two focused practices, real estate brokerage and banking / mortgage consultancy, delivered personally by one advisor.

Real Estate — Primary Practice

Brokerage & Advisory

End-to-end brokerage across Dubai's freehold zones, plus market and pricing advisory built on real transaction data.

Core services

Find Properties

Search homes, land, and rentals that match your budget, goals, and lifestyle.

Market Analysis

Live property values benchmarked against local sales data and comparable transactions.

Pricing Strategy

Guidance on listing and negotiating prices so you buy well or sell without leaving money behind.

Transaction support

Buying

Shortlist, viewings, negotiation, MOU (Form F), DLD transfer, and secure closing.

Selling

Positioning, marketing, buyer qualification, and disciplined price strategy.

Renting

Tenant matching, tenancy contracts, Ejari registration, and smooth handover.

Banking & Mortgage

Loans, accounts, and financing

Independent advice on bank mortgages and personal financing. I compare desk-level rates and structure your file to protect approval.

Banking essentials

Taking a Loan

Assess eligibility, compare rates across UAE lenders, and structure the strongest application.

Account Opening

Resident and non-resident current, savings, and salary account setup with the right bank.

All Types of Loans

Home, personal, auto, business, and credit-card facilities matched to your profile.

UAE Residents

Resident mortgages

  • 1. Eligibility & DBR review
  • 2. Rate comparison across UAE lenders
  • 3. Pre-approval within 3 to 5 working days
  • 4. Property valuation & final offer
  • 5. Signing, drawdown, and transfer coordination
Check my eligibility
Non-Residents (NRI & International)

Non-resident mortgages

  • 1. Passport, income & bank statement pack
  • 2. LTV up to 50 to 60% (case-dependent)
  • 3. Pre-approval by a bank with NRI desk
  • 4. Remote valuation & POA if not travelling
  • 5. DLD transfer with escorted coordination
Talk to Raniar
Business & SME financing

Working-capital lines, trade finance, and business account setup with UAE banks.

Refinancing & buy-out

Move an existing mortgage to a lower rate or better structure with minimal friction.